Safety & Compliance
Luminaris Securities & Capital Ltd is a securities and capital management firm registered in New York, USA, serving global capital markets.
We have built a multi-layered compliance and risk management system based on US regulatory standards and combined with South African FSCA regulatory requirements,
ensuring that every investor’s funds operate safely within a traceable, auditable, and verifiable framework.
Regulatory Framework
U.S. Regulatory Structure
New York Registered Entity ยท Registered Capital USD 10 million, operations comply with Bank Secrecy Act and FinCEN guidelines
In line with MSB license, implements strict fund flow monitoring and compliance reporting mechanisms
FICA & KYC Standards
All investors must complete identity verification, fund source verification, and risk assessment.
Introduces sanctions lists and high-risk region screening to reject unknown or high-risk funds.
FSCA Supervision via Local Partner
Collaborates with local licensed brokerage 1nvest Fund Managers (Pty) Ltd (FSCA FSP 49955).
Investor accounts, clearing, and custody are all completed under the FSCA regulatory framework.
Global Anti-Money Laundering/Counter-Terrorist Financing (AML/CFT Controls)
Adopts international AML/CFT standards to continuously monitor abnormal transactions and suspicious activities.
Through a dual approach of automated systems and manual compliance audits, a complete audit trail is established.
Investor Protection
Segregated Client Accounts:
Investor funds are strictly separated from the company’s own funds and must not be commingled.
The funds are held in custody and cleared by a locally licensed financial institution to ensure that Luminaris Securities does not misappropriate investor assets.
Transparency & Risk Disclosure:
All products, fees, returns, and risks are disclosed to investors in a clear and understandable manner.
Net asset value, pricing, and mechanism explanations are provided for products such as ETF OTC links and market maker stocks.
Security & Technology:
Bank-grade encryption (256-bit encryption) and multi-factor authentication (MFA) are used. A data backup and disaster recovery (DRS) system is established to ensure the security of account and transaction information.
Professional Oversight:
Led by Dr. Stefanus Willem van der Merwe, who has 30+ years of global market experience. Internal compliance officers and external audit teams regularly review processes and continuously optimize risk management.
